7. Will I still have an estate that I can leave to my heirs? When you sell your home or no longer use it for your primary residence, you or your estate will repay the cash you received from the reverse mortgage, plus interest and other fees, to the lender. The remaining equity in your home, if any, belongs to you or to your heirs. None of your other assets will be affected by HUD's reverse mortgage loan. This debt will never be passed along to the estate or heirs.   Back to "Top Ten Things to know if you're interested in a reverse mortgage".       Home | About your credit rating | Real estate services | FAQ | Contact us Apply Online | About us |Privacy| Security | Licensing | Tools & Calculators Foreclosure | Credit Lines | Interest rates | Programs | News | Careers Newport Bay Mortgage, Inc. 800-779-2200    Newport Bay Mortgage, Inc. and its subsidiaries are Equal Housing Lenders. ©2005 Newport bay Mortgage, Inc. and Newport bay Realty. Trade/Service marls are the sole property of Newport Bay Mortgage, Inc. and or its subsidiaries. All rights reserved. If you use pop-up blocker, you should disable it while using our sites. If you have cookies disabled, you may need to enable them. Please read our privacy and security policies prior to entering any of our sites. Newport Bay Mortgage, Inc. and Newport Bay Realty are licensed with the California Department of Real Estate. ã All Rights Reserved. Copyright 2005