FREE MORTGAGE TOOLS & CALCULATORS   MORTGAGE PAYMENT CALCULATOR Calculates your payment for different loan amounts, interest rates, and amortization terms. PAYMENT SCHEDULE Calculates the breakdown of principal and interest payments in a yearly or monthly format. EXTRA PAYMENT Calculates how much you can save over the term of your loan by increasing your monthly payment. HOW MUCH CAN I AFFORD? Calculates your maximum mortgage amount based upon the monthly payment, interest rate, and term that you enter. HOW MUCH CAN I BORROW? Calculates how much you can borrow based upon your income, debts and desired loan terms. RENTING VS. OWNING Estimates the benefits of owning a home as opposed to renting.       Home | About your credit rating | Real estate services | FAQ | Contact us Apply Online | About us |Privacy| Security | Licensing | Tools & Calculators Foreclosure | Credit Lines | Interest rates | Programs | News | Careers Newport Bay Mortgage, Inc. 800-779-2200    Newport Bay Mortgage, Inc. and its subsidiaries are Equal Housing Lenders. ©2005 Newport bay Mortgage, Inc. and Newport bay Realty. Trade/Service marls are the sole property of Newport Bay Mortgage, Inc. and or its subsidiaries. All rights reserved. If you use pop-up blocker, you should disable it while using our sites. If you have cookies disabled, you may need to enable them. Please read our privacy and security policies prior to entering any of our sites. Newport Bay Mortgage, Inc. and Newport Bay Realty are licensed with the California Department of Real Estate. ã All Rights Reserved. Copyright 2005